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Terms of Service — Australian Wealth Advisory (AWA)



1. Introduction

Welcome to Australian Wealth Advisory (“AWA”, “we”, “our”, or “us”).

By accessing or using our website, products, memberships, content, or services (collectively, the “Services”), you agree to be bound by these Terms of Service (“Terms”).

If you do not agree to these Terms, please do not use our Services.

These Terms are separate from our Privacy Policy, Cookie Policy, and Governance & Compliance Policy, which are available on our website.

2. Who We Are

Australian Wealth Advisory provides educational, consulting, housing‑solution, membership, and project‑coordination services.

AWA does not provide financial product advice, credit assistance, lending services, or investment management. Nothing on this website constitutes personal financial, legal, taxation, or investment advice.

3. Eligibility to Use Our Services

You must:

  • Be at least 18 years old.
  • Provide accurate and complete information when creating an account or purchasing a service.
  • Use the website only for lawful purposes.

4. Nature of Our Services

AWA provides:

  • Education, consulting, and informational services.
  • Membership programs and access to member‑only content.
  • Coordination and project‑management relating to eco‑home, tiny‑home, and housing‑solution products supplied by third‑party manufacturers.
  • Tools and resources to help individuals understand government programs and lawful pathways to housing.

AWA does not:

  • Provide regulated financial product advice under Australian law.
  • Provide investment, lending, credit repair, brokerage, or money‑transmission services.
  • Act as a financial adviser or mortgage broker.
  • Guarantee financial outcomes, returns, or eligibility for any government program.

You acknowledge that all actions taken based on information provided by AWA are your own responsibility.

5. Third‑Party Products & Services

Some Services involve coordination with external manufacturers, installers, consultants, or suppliers.

AWA is not responsible for:

  • Third‑party product manufacturing, delivery timelines, installation, or warranties.
  • The accuracy of information supplied directly by third parties.
  • Losses arising from third‑party delays, changes, or actions outside our control.

Your engagement with any third party is subject to their own terms and conditions.

6. Memberships, Fees & Payments

When purchasing Services or memberships:

  • All fees are clearly disclosed prior to payment.
  • Membership fees are billed as described on the purchase page (e.g., annual).
  • Pricing may change, but you will be notified before renewals.
  • You authorize AWA to process payments via Stripe or other approved payment platforms.

You agree not to use payment systems fraudulently or in a way that violates their Acceptable Use Policies.

7. Refunds & Cancellations

Refunds are handled according to AWA’s Refund Policy, provided separately on our website.

Where applicable:

  • Refunds apply only to AWA‑provided services.
  • Tangible products supplied by vendors may have separate refund/warranty rules.

Membership cancellation stops future renewals but does not automatically provide a refund for previous charges.

8. User Responsibilities

You must not:

  • Use AWA services for unlawful, misleading, or harmful purposes.
  • Submit false or misleading information.
  • Attempt to disrupt website functionality or security.
  • Use our platform to process payments for prohibited activities.

You remain responsible for your decisions, financial actions, and compliance with applicable laws.

9. Intellectual Property

All content on the AWA website — including text, images, branding, systems, frameworks, documents, and digital materials — is owned by AWA or licensed to us.

You may not copy, reproduce, distribute, modify, or publish our content without written permission.

10. No Guarantees or Warranties

AWA provides Services on an “as is” and “as available” basis.

We do not guarantee:

  • Achievement of particular financial or housing outcomes.
  • Government approval or eligibility.
  • The performance, profitability, or availability of third‑party products.
  • Uninterrupted or error‑free website operation.

11. Limitation of Liability

To the maximum extent permitted by law, AWA is not liable for:

  • Loss of income, profits, or opportunities.
  • Decisions made using our educational materials.
  • Third‑party actions, products, delays, or failures.
  • Indirect, consequential, or incidental damages.

Where liability cannot be excluded, our liability is limited to the amount paid by you for the Service.

12. Privacy & Data Use

Your personal information is handled according to our Privacy Policy.

By using our Services, you consent to the collection and use of your data as described there.

13. Changes to These Terms

We may update these Terms from time to time.

When changes are made:

  • The “Last Updated” date will be revised.
  • Continued use of the site means you accept the updated Terms.

14. Termination

AWA may suspend or terminate access to Services at our discretion, including for:

  • Breaches of these Terms.
  • Fraudulent or harmful activity.
  • Misuse of the platform.

You may stop using the Services at any time.

15. Governing Law

These Terms are governed by the laws of Queensland, Australia.

Any disputes must be resolved in the courts of Queensland.

16. Contact Us

For questions about these Terms, please contact:

Australian Wealth Advisory

Email: info@australianwealthadvisory.com.au 

Website: www.australianwealthadvisory.com.au